When it comes to purchasing a car,
You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

A Little Knowledge Can Make A Big Difference.

Financing
Factors

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

    Your Credit
    Score

    Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

    Factors Effecting Your Credit Score

    Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.


    To learn your credit score you can contact the three main credit reporting agencies:

    Experian Logo

    Experian:

    www.experian.com
    (888) 397-3742

    Equifax Logo

    Equifax:

    www.equifax.com
    (800) 685-1111

    TransUnion Logo

    TransUnion:

    www.transunion.com
    (800) 916-8800

    You Make The Choice. We Make It Easy.

    Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

    It's easy. It's quick. It's safe. Get started today.

    Mercedes-Benz Finance FAQs

    Find answers to common Mercedes-Benz financing and leasing questions at Mercedes-Benz of Daytona Beach, including online financing, credit considerations, monthly payments, trade-ins, Mercedes-Benz Financial Services, protection options, and current offers.



    Can I apply for Mercedes-Benz financing online before visiting Mercedes-Benz of Daytona Beach?+
    Yes. Mercedes-Benz of Daytona Beach provides a secure online finance application so you can begin the process before visiting. Once you apply, our finance team can review the financing or leasing options available for the Mercedes-Benz you are considering.
    Can I apply for Mercedes-Benz financing if I’m establishing or rebuilding my credit?+
    Yes. Mercedes-Benz of Daytona Beach has worked with customers across a range of credit histories to help them explore financing options. You can apply with us while establishing or rebuilding your credit, but approval and the terms available to you depend on your individual application.
    What affects my monthly payment when financing a Mercedes-Benz?+
    Vehicle price, down payment, estimated APR, and finance term can all affect your estimated monthly payment. Mercedes-Benz of Daytona Beach’s payment calculator lets you adjust these figures and compare payment scenarios before applying. The results are estimates rather than final financing terms.
    Should I lease or finance my next Mercedes-Benz?+
    It depends on your ownership goals and how you plan to use your Mercedes-Benz. Leasing can provide a lower monthly payment than traditional financing in many cases, but it includes mileage and vehicle-use restrictions. Financing builds toward ownership and gives you the freedom to keep the vehicle without lease mileage limits. Our finance team can help you compare the two approaches. If you currently lease a Mercedes-Benz, our lease return page explains the options available when your lease ends.
    Can I apply my trade-in value toward a Mercedes-Benz purchase or lease?+
    Yes. Mercedes-Benz of Daytona Beach lets you begin a trade appraisal online by providing information about your vehicle, mileage, history, and condition. If you move forward with a trade, our team can explain how the appraised value may be applied toward the Mercedes-Benz purchase or lease you are considering.
    Can I finance a pre-owned Mercedes-Benz through Mercedes-Benz Financial Services?+
    Yes, depending on the vehicle. Mercedes-Benz Financial Services finances most pre-owned Mercedes-Benz models up to five model years old, and Mercedes-Benz of Daytona Beach offers Mercedes-Benz Financial Services options for new and Certified Pre-Owned vehicles. You can begin the process through our online finance application.
    Can I add vehicle protection or prepaid maintenance when I finance or lease a Mercedes-Benz?+
    Mercedes-Benz of Daytona Beach offers several protection products, including vehicle service contracts, tire and wheel coverage, GAP, prepaid maintenance, appearance protection, and paintless dent repair. Mercedes-Benz Premier Prepaid Maintenance can also be built into the monthly vehicle payment when purchased with the vehicle. Our finance team can explain which products are available for your transaction.
    How can I view current Mercedes-Benz finance and lease offers?+
    Mercedes-Benz of Daytona Beach maintains a Mercedes-Benz National Offers page where you can filter current programs by offer type, model, and model year. Because programs and eligibility can change, review the current offer for the Mercedes-Benz you are considering and confirm the applicable terms with our finance team.